How to Accept Payments via Cartes Bancaires in Your Online Store Using OzSpeed hPanel

Cartes Bancaires (CB) is a widely used payment method in France, supporting secure and seamless credit and debit card transactions. Integrating Cartes Bancaires into your online store ensures you can cater to French customers effectively.

Here’s how to enable and configure Cartes Bancaires using OzSpeed hPanel:

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Step 1: Set Up a Cartes Bancaires Merchant Account #

1. Partner with a payment gateway that supports Cartes Bancaires (e.g., Stripe, Adyen, or Worldline).
2. Sign up for a merchant account:
   • Provide your business details, such as name, address, and tax identification number.
   • Submit your bank account details for settlements.
3. Once approved, you’ll receive API credentials (Merchant ID, API Key) for integration.

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Step 2: Log in to OzSpeed hPanel #

1. Visit OzSpeed hPanel.
2. Log in using your credentials.
3. Navigate to Online Store > Payment Settings.

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Step 3: Enable Cartes Bancaires #

1. In the Payment Methods section, click Add Payment Method.
2. Select Cartes Bancaires from the list of available payment options.
3. Enter the required credentials:
   • Merchant ID
   • API Key

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Step 4: Configure Payment Settings #

1. Payment Regions:
   • Enable Cartes Bancaires for customers in France.
2. Supported Currencies:
   • Set the currency to EUR (Euro), as Cartes Bancaires exclusively supports transactions in Euros.
3. Checkout Instructions:
   • Add a note at checkout, such as “Pay securely with Cartes Bancaires.”

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Step 5: Customize Cartes Bancaires Checkout Display #

1. Navigate to Checkout Settings in hPanel.
2. Enable Cartes Bancaires as a visible payment option during checkout.
3. Include the Cartes Bancaires logo for easy recognition and trust.

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Step 6: Test Cartes Bancaires Integration #

1. Enable Test Mode in your payment gateway.
2. Simulate a purchase:
   • Add a product to the cart and proceed to checkout.
   • Select Cartes Bancaires as the payment method.
   • Complete the payment using test credentials provided by the gateway.
3. Verify the transaction in the Orders section of hPanel.

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Step 7: Enable Live Transactions #

1. Disable Test Mode in both your payment gateway and hPanel.
2. Save the settings to start accepting real payments via Cartes Bancaires.

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Step 8: Monitor Payments and Reconciliations #

1. Use the payment gateway dashboard to:
   • View completed transactions and monitor payouts.
   • Access settlement and reconciliation reports.
2. Update order statuses in hPanel (e.g., Paid, Processing, or Completed) once payments are confirmed.

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Troubleshooting Tips #

1. Cartes Bancaires Not Showing at Checkout:
   • Ensure Cartes Bancaires is enabled in the Payment Settings.
   • Confirm that the customer’s location is set to France.
2. Failed Transactions:
   • Verify your API credentials (Merchant ID, API Key).
   • Ensure your Cartes Bancaires Merchant account is active and properly set up.
3. Currency Issues:
   • Ensure your store’s currency is set to EUR.

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Additional Tips: #

• Promote Cartes Bancaires: Display the Cartes Bancaires logo prominently at checkout to inform French customers.
• Optimize for Mobile: Ensure your store is mobile-friendly, as many customers prefer completing transactions on mobile devices.
• Highlight Security: Emphasize the secure payment process of Cartes Bancaires to build customer trust.